Protection

You never know what’s round the corner. But knowing you’ve got protection for what matters most lets you enjoy life that much more. Whether you’re looking for a simple life insurance policy with a lump sum at the end, business insurance or the best private medical insurance money can buy, Culford de Beauvoir will find the policy that’s right for you. We can arrange protection for the following:

Life cover

  Peace of mind comes from knowing your family will be financially secure when you’re no longer around to provide for them. We will help you find a policy – be it lump sum, decreasing term or family income benefit – that’s tailored to your individual needs.

  The plan will have no cash in value at any time, and will cease at the end of the term.  If premiums are not maintained then cover will lapse

Critical illness cover

  If serious illness were to prevent you from working, would you still be able to meet your household expenses or pay the mortgage? Critical illness cover will pay out a lump sum if you’re diagnosed with an illness listed in the policy. Whether it’s part of a life insurance plan, or on its own, we can arrange the most appropriate critical illness cover for you and your family.

  The policy may not cover all definitions of a critical illness.  For definitions please refer to the Key Features and Policy Documents.

Income protection

  If you’re unable to work due to injury or illness, long long-term income protection (IP) plans will pay out until retirement, death or your return to work. Short-term IP policies are also available at a lower cost. We advise clients on the most suitable policies for their needs.

  The plan will have no cash in value at any time, and will cease at the end of the term.  If premiums are not maintained then cover will lapse

Private medical insurance

  Choosing private medical insurance for you and your family can be a complex task. We will translate the jargon and guide you to the appropriate level of cover.

  Best Doctors. We are pleased to offer our clients access to Best Doctors, an invaluable way to consult leading medical experts all round the world to get their opinion about a health condition or concern. Best Doctors offer members a wide range of different services with one aim in mind – to ensure they receive the very best care possible.

Key person insurance

  We will help you safeguard your business against the death, terminal or critical illness of a key person by arranging the most appropriate key person protection. Paid as a lump sum, it can significantly help the business get through a difficult time.

Business insurance

  Whatever lies ahead, insurance can help keep your business running. Whether you’re a sole trader, self-employed, a small or larger business, we can offer you a bespoke protection plan to cope with every eventuality.